HomeHealth InsuranceHow to Avoid Surprise Medical Bills: Part 2

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How to Avoid Surprise Medical Bills: Part 2 — 2 Comments

  1. As a pediatrician, I often get complaints about the way we billed. Sadly, it’s not the way we billed that’s the problem. It’s the way the insurance companies find loopholes. The depression screen example is a common problem. I can think of several instances where a parent declined having the depression screen done (which goes against standard of care, but I can’t force them to allow it), then several months later their teen is in a depression crisis. I don’t know if the depression would have been found earlier or if earlier treatment would have helped, but those parents usually regret their choice over a few dollars. Another example is the autism screen. I know several kids who had a delayed diagnosis, and looking back the parents declined the screening due to cost. Early treatment has been shown to have improved outcomes, and that opportunity is lost if there isn’t proper screening. It’s sad that they have to make those decisions in the first place. Insurance premiums are more and more expensive and cover less and less. We need change!

    • Dr. Stuppy,
      Thank you for your thoughtful and informative comment. I agree wholeheartedly! It pains me that parents are foregoing critically important developmental and mental health screening due to cost. We say we have a “health” care system, but the insurance companies don’t want to pay for preventive services. We do need change!

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